Privacy Policy
This policy explains how Synergistic Financial Networks Private Limited ("Mosambee") and the MOD91 mobile apps collect, use, store, and share information when you use our services.
Information Collection
Data we gather when you use MOD91
Identifiers
Name, business name, contact details, government-issued KYC numbers (PAN, GST, Aadhaar), profile photos, and signatures you upload.
Usage & Diagnostics
IP address, device type, OS version, app version, pages visited, crash traces, and performance metrics via Firebase Analytics & Crashlytics.
Transaction Records
Invoices, refunds, UPI/card payment references, timestamps, settlement statuses, and proof-of-service documents.
Security Signals
Biometric prompts, RootBeer integrity verdicts, device posture flags, and risk scores to keep payouts safe.
Content & Media
CameraX images, ML Kit scans, PDF uploads, Gemini prompts, and files for onboarding, catalog management, or compliance.
Device Location & Context
How we use location data to enhance your experience
Geolocation Services
Google Maps/Places/Location APIs determine store discovery, technician routing, and context-aware tips.
Analytics
Aggregated location patterns help us improve accessibility, prevent abuse, and understand regional demand.
Third-party Processing
Location attributes may be shared with payment partners or logistics teams with contractual protections.
You can modify location permissions in Android settings; however, certain features may not function without access.
How We Use Your Data
Understanding our data processing practices
Information Collection and Use
We collect the data listed above when you download, use, or interact with MOD91. This enables core functionality such as merchant onboarding, payouts, and personalized recommendations.
How We Use Your Information
- Operate and enhance POS, QR, settlement, analytics, and loyalty modules across devices.
- Display ledgers, replay disputes, automate reconciliations, and deliver notices or promotions.
- Detect fraud, enforce limits, and investigate suspicious activity using security tools.
- Send push notifications, SMS, or email updates through messaging services.
Use of Artificial Intelligence
Select flows rely on Gemini (Firebase AI), ML Kit document scanner, barcode scanning, and text recognition to parse receipts, mandates, or multilingual chat prompts.
Third-Party Services
Partners we work with to deliver our services
We may disclose information to comply with legal obligations, protect rights and safety, or support corporate transactions.
Your Rights & Controls
How you can manage your data and preferences
Opt-Out Rights
Stop all data collection by uninstalling MOD91. Adjust notification, marketing, or analytics preferences in-app or through Android settings.
Access, Updates & Portability
Access and edit profile, merchant, and permission settings directly within the app. Contact our privacy desk for data exports.
Permissions & Location Controls
Toggle camera, microphone, storage, biometric, or location permissions from Android Settings > Apps > MOD91.
Data Retention
How long we keep your information
User-provided data is retained while your account remains active and for 120 days after deletion request to comply with RBI/NPCI, tax, and dispute-resolution laws.
Logs and diagnostic data may be stored for shorter windows for troubleshooting and performance improvement.
Request account deletion through our dedicated portal. We remove or anonymize records unless retention is legally required.
Request Account DeletionChildren's Privacy
Our commitment to protecting minors
The application does not target children under 13. We do not knowingly collect information from children.
If a parent or guardian believes a child has provided information, please contact us so we can delete it.
Security Measures
How we protect your information
Encryption
At rest (AndroidX Security Crypto, encrypted ObjectBox) and TLS 1.2+ for network traffic.
Access Controls
Role-based access, Hilt-based dependency containment, and audit logging.
Security Testing
Periodic penetration tests, vulnerability scans, and integrity checks.
Biometric Auth
Re-authentication and anomaly detection before high-risk operations.
We apply administrative, technical, and physical safeguards, but no method is 100% secure. Please notify us promptly of suspected issues.
Policy Changes
How we communicate updates
We may update this policy periodically. The date at the top reflects the latest revision.
Contact Us
Reach out for privacy questions or to exercise your rights